Between 2008 and 2018, MFO conducted 15 different Financial Diaries studies and assisted in the implementation of three others. MFO’s Financial Diaries projects have spanned 11 different countries across the world. This global reach has provided MFO with an in-depth understanding of the financial behaviors of various low-income populations. Many of our findings are summarized in reports, briefs, and presentations listed below. Additionally, we have included findings from CGAP’s Smallholder Financial Diaries studies which we reference on the Data Portal page and which were conducted in Mozambique, Pakistan, and Tanzania. If you have any questions for our research team regarding our findings or methodology, please send your questions to

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